"ID Bank" CJSC

Retail and Commercial Banking - IDBank offers a wide range of services for individuals and businesses, including cards, loans, deposits, and various accounts. - Customers can manage their banking needs through online platforms and mobile applications. Lending and Credit Services - The bank provides diverse loan products such as Rocket Line, Rocket loan/credit lines, Profi, student loans, micro-loans for home renovation ("Ջերմ օջախ միկրովարկ"), and renovation loans. - Secured loans include consumer loans, refinancing loans, and loans secured by financial assets and bonds. - Gold-pledge loans are available through packages like IDgold and "Ոսկի ստանդարտ". - Mortgage loan options include IDhome package, affordable housing for young families, acquisition through the National Mortgage Company or the Bank's own funds, and renovation mortgage loans. Digital Banking and Fintech - Customers can easily manage their finances using the Idram&IDBank mobile application, offering features like online card ordering and transfers by phone number. - Online banking services are accessible via IDBanking.am. - The bank offers digital card solutions such as Visa Digital and Idram Rocket Visa. - Benefits include idcoin rewards for QR payments and participation in raffles for IDsalary package users. Risk Management and Compliance - IDBank maintains an Information Security Policy Statement and adheres to AML/CTF (Anti-Money Laundering/Combating the Financing of Terrorism) control measures. - The b...