First Mortgage

Retail and Commercial Banking - Offers consumer loans with and without collateral. Lending and Credit Services - Specializes in mortgage loans (USD from 10% annually, AMD from 11% annually). - Provides mortgage loans in Armenian regions (AMD 10% annually, up to 20 years repayment period). - Offers car loans against collateral. - Provides mortgage refinancing services. - Participates in programs such as the National Mortgage Company, Overseas Private Investment Corporation Program, and Affordable Housing for Young Families. - Offers special housing acquisition and renovation loans in both USD and AMD, with USD loans starting from 10% annually for up to 15 years. Wealth Management and Financial Planning - Deals with bonds, including issued and upcoming placements. Market Analysis and Research - Provides financial statements and information on regulatory frameworks. Customer Relations and Experience - Educates clients on their rights.