AraratBank Head Office

Retail and Commercial Banking * Offers consumer loans, overdrafts, and various types of cards (Arca, Visa, Mastercard, Diners). * Provides banking account services including escrow accounts and social package accounts. * Facilitates quick money transfers/receipts through services like UBPAY, Ria Money Transfer, Intel Express, MoneyGram, Moneytun, and online receipt of transfers. * Offers SWIFT transfers, ArcaPay (phone number transfers), MoneySend, Flight transfers, and Visa Direct transfers. * Deals with standardized gold bars. * Provides individual safe deposit boxes. * Accepts cashless payments via POS terminals for banking services. Lending and Credit Services * Provides consumer loans including refinancing, AraratFix, quick loans, real estate collateral loans, car loans, and student loans. * Offers various overdrafts such as bank card overdrafts, deposit collateral overdrafts, bond collateral overdrafts, and specialized overdrafts for IT and medical professionals, as well as Diners Club Super Premium and MasterCard Gold card overdrafts. * Specializes in mortgage loans, including refinancing options, acquisition of real estate with undocumented income analysis, developer-provided mortgages, residential real estate acquisition, and affordable housing for young families. * Extends agricultural loans, some with cashback and EU funding, unsecured options, agricultural overdrafts, easygoing agricultural loans, subsidized agricultural loans, and large agricultural loans up to ...